Online banks operate exclusively through digital platforms, offering convenience and often higher interest rates due to lower overhead costs.

Online banks use encryption, multi-factor authentication, and secure protocols to safeguard customer data.

Yes, online banks provide 24/7 access to accounts, allowing customers to manage finances at any time.

Fees vary, but common ones include overdraft fees, ATM fees, and monthly maintenance fees, though many online banks aim to minimize these.

Customer support is accessible through online live chat, email, or phone, with contact details available on the bank’s website.